Klarna & Shop Pay

Shop Pay

Shop Pay offers the option to pay in installments, including 0% interest for certain purchases or longer-term plans with interest. It is a particularly helpful mode of payment when you are making larger purchases.

For example, as long as you make a purchase of over £50, you can potentially make 3 interest-free payments.

• Choose your plan at checkout.
• Know exactly what you'll pay.

Other benefits include faster checkout: Shop Pay saves payment, shipping, and billing information for one-click checkouts. You can also track past purchases and payment details in one place.

Shop Pay Installments offers credit in partnership with Affirm as lender. Affirm provides unregulated credit, subject to a credit check and minimum spend, which may vary. Terms apply. UK residents only, 18 and over with a debit card. A deposit is required at checkout. Missed payments could affect your financial status. 

Klarna

Klarna accepts major debit and credit cards (Visa, Maestro, Mastercard), but not Amex, Discover, or prepaid cards. Payments can be automatic or manual. When you check out online you must fill in all details, particularly email, for Klarna to activate.

To use Klarna for the first time, download the app, create an account, and then choose either the online or in-store method. For online purchases, create a "One-time card" in the app to use at any Visa-accepting online store, or select Klarna at checkout on partner websites. For in-store purchases, create a one-time digital card in the app and add it to your mobile wallet to pay contactless at the terminal.